Your Ultimate Guide to Handling Car Accidents
Many victims of car accident know the hassle and stress involved in a car accident, and there are a lot of questions asked once you experienced it. When it comes to the things you need to do in any event you got involved in a crash accident include checking yourself for physical injuries, checking on the well-being of your passengers, getting to safety, calling 911, waiting for help, exchanging information, documenting the accident, and notifying your insurer. Immediately call 911 if you are injured or you can also ask someone to do so, never attempt to move if you think you are seriously injured, and just wait for the emergency response team to arrive. Check for any bystanders to get the help you need if you are severely injured.
If you are still able, move to the sidewalk or side of the road. This is to determine who is the one at-fault in an accident. Car insurance is fault-based in the majority of states, wherein if a car accident happens in a fault or tort, the insurer of the at-fault driver will help in paying for repairs, medical expenses, and other losses like lost wages and pain and suffering through the liability of the driver. It is very important to contact the police regardless if it is a major collision or a minor fender-bender. The police responders will document the scene and fill out an accident report. You can also go to the nearest police station and report the car accident yourself. Your engine should be turned off, hazard lights turned on, and road flares should be used to warn other vehicles to slow down. You have to exchange information with the other driver including your contact numbers and insurance details. The other driver’s full name and contact information, driver’s license, license plate number, vehicle information (type, color, and model), insurance company and policy number, and the location of the accident.
Think clear and get as much information as you can by getting the names of witnesses and their contact numbers, identifying the police officers by getting their names and badge numbers, getting a copy of the accident report, and taking pictures of your car in different angles to show damage done to both cars. You need to contact a car accident lawyer to help you in establishing and proving your car accident claim.